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If you are one of the millions of Americans struggling with insurmountable debt and financial stability, then you have come to the right place for help. South Atlanta Bankruptcy attorney H. Brooks Cotten will be using this blog to provide insightful information about the benefits of bankruptcy. Don't hesitate to call us TODAY!

Debt Relief
Debt Relief

Bankruptcy law is the area of federal law that handles situations related to bankrupt persons or businesses. Under the law, a person can file bankruptcy if they are unable to pay their dues in any way. There are different chapters of the bankruptcy …

Chapter 7 Bankruptcy
Chapter 7 Bankruptcy

Criminal law deals with offences against the social order. Under the common law jurisdiction, crimes disturb the sovereign and it is up to the agents of the sovereign to prosecute those offenders. Criminal law is different from civil law. The …

Chapter 13 Bankruptcy
Chapter 13 Bankruptcy

Civil Rights are the basic rights that are provided by every citizen of the country according to the constitution. The law gives every citizen the right to practice his or her religion, speak freely and to live in the country without any discrimination …

Chapter 7 - $0 Down if you qualify with a bank account

Chapter 7 is called a "straight" bankruptcy. It is used to wipe out unsecured debts like repossession and old tax debt.. *Affordable Installment Plans Available.

Chapter 13 - $0 Down if you qualify for an Employer Deduction Order

Chapter 13 is a debt consolidation plan used to stop foreclosures, garnishments, and repossessions without creditors' consent.

Reorganize Student Loans

Pay student loans in whole or in part through Chapter 13. There is more outstanding student loan debt today than there is credit card debt, crowding out the ability to borrow for houses and cars.

Chapter 7 or Chapter 13? Which is Right for You?

Chapter 7 and Chapter 13 are different tools that are used to handle different financial problems. Check out our Frequently Asked Questions Page for More Info!
Set up an appointment with a lawyer to see if you qualify.
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Latest Blog Articles

9. Mar

CONSUMER BANKRUPTCY SOLUTIONS: CRAZY DEBT AND CRAZY PRICES

It’s been a wild ride recently. The pandemic is finally easing, after causing death, hospitalization, unemployment, and ballooning debt. The government and some lenders tried to ease the pain with stimulus payments, child tax credits, eviction moratoriums, and a temporary freeze on foreclosures and garnishments. Some mortgage lenders allowed borrowers trial periods with lower payments, …
30. Jul

The Effect of Filing Bankruptcy On Evictions and Foreclosures: Updated 2020

The Supreme Court of Georgia declared a “judicial emergency” on March 14, 2020, and ordered a suspension of jury trials because of health concerns over the spread of the virus. The judicial emergency also affected many debt collection procedures, including evictions and foreclosures. The initial Order only lasted about a month, but it has been …

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